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RUTGERS-CAMDEN
ACADEMIC
PROGRAMS
RESEARCH
COMMUNITY
OUTREACH
EVENTS
NJ Small Business Development Center Course
Descriptions
Entrepreneurial Certificate Series Descriptions
STARTING A BUSINESS FROM A-Z
(6 hours)
$95.00
A comprehensive overview to starting a business.
This course is designed for entrepreneurs intending to start or
have recently started a small business.
It examines legal forms of doing business in
WRITING A BUSINESS PLAN
(6.0 hours)
$95.00
Developing a
business plan is one of the most important challenges you will face as an
entrepreneur. The process of
developing a good business plan requires an understanding and appreciation
for the tools required to do it right.
This nine (9) hour program was developed to guide you through that
process and give you a hands-on systematic way to develop an outline,
investigate and evaluate the resources, and create a draft of your own
business plan.
FINANCING A SMALL BUSINESS
(3.0 hours)
$50.00
One of the primary challenges facing a new business is obtaining the necessary funding to start or expand the business. This course explains the criteria used by lenders to evaluate a potential borrower. Sources of financing will also be explored, including bank and non-bank lenders: the SBA; Micro-lenders; Venture Capitalists; and others. The borrowing basics will be directly tied to the contents of a business plan/loan proposal.
RECORDING
BUSINESS TRANSACTIONS
(3
Hours)
$50.00
This is a practical application class designed to teach
the business owner how to record specific transactions in a manual record
keeping system. Disbursement
and Sales journals will be prepared as well as Accounts Receivable, and
Accounts Payable Ledgers. Sample
transactions will be used to generate business activity through the end of
an accounting period and formulate financial statements.
MARKETING
RESEARCH AND STRATEGIES
(6
Hours)
$95.00
Examine in detail the two critical aspects of marketing.
The first session will focus on how to conduct market research
(industry trends, demographics, etc.) to determine the feasibility of your
plans for the future. The
second session of this class will focus on developing specific strategies
to marketing your business (see description for Successfully Marketing
Your Small Business).
UNDERSTANDING
FINANCIAL STATEMENTS
(3
Hours)
$50.00
Gain an understanding of basic business financial
statements (Balance Sheet, Income Statement, Statement of Cash Flow).
The class will demonstrate how the review and analysis of the
financial statements can provide you with the information needed to
improve profitability and/or grow your business.
Detailed discussion of revenues and expense items, forecasting and
trend analysis.
BUSINESS
OWNERSHIP, CONTRACTS AND AGREEMENTS
(3
Hours)
$50.00
This class provides a basic understanding of business
contract law with an overview of the different types of contracts
(employment, supplier, customer), with a description of situations
requiring attorney consultation. Topics
include Legal Structures, Partnerships and Partnership Agreements,
Corporation and Shareholder Agreements.
Other
Programs
Starting a new business?
This program is a basic overview of what you need to know to get
your business up and running. Topics
include: Business Planning,
Legal Formation, Registration requirements and how to find and use the
many resources available to help you get started.
QUICKBOOKS – INTRODUCTION
This class will introduce you to QuickBooks, and how to
make it work for your small business.
We will briefly discuss some basic accounting principles and the
pros and cons of manual vs. computerized accounting.
QuickBooks topics covered: menu options setup requirements, and
processing transactions and preparing reports.
Designed for individuals with little or no familiarity with
QuickBooks.
QUICKBOOKS – INTERMEDIATE
Seminar covers collection of information required to
produce basic documents required for small business.
Participants must be using the software and have at least one month
of records to work with while in class.
New Jersey Certification process may appear complex, but
could also prove to be a very effective marketing tool for your company.
This seminar is designed to introduce a company to procedures of
accessing and responding to the bid process.
Discussion will include the vendor registration program (SAVI-II);
the unified Certification program, and getting listed with the NJ
Department of Treasury. Learn
what is required to become WBE/MBE/SBE certified. Includes forms.
This program is meant to enhance the ability of small,
minority and women owned firms to compete for school construction
contracts by providing these firms with access to free technical
assistance in the following disciplines: business and financial planning;
accounting and job costing; credit repair; procurement assistance; and
bonding / loan application assistance.
In addition, Surety Bond Associates will provide access to bonding
through several surety companies, admission to the US Small Business
Administration’s Surety Bond Guarantee Program, along with access to
working capital through a variety of lenders offering special programs to
smaller disadvantaged firms.
NEXT STEP I
Now
that you’ve been certified or registered as a small, woman or
minority-owned business…. What do you do with it? Topics covered: About
the state’s 57 Agencies and how they buy, How to get your bud
application from treasury, The different types of contracts and how they
will get paid, How to find out what state agencies are buying – Is that
contract for you? How to get free assistance to help you understand,
complete and submit a bid, What a ‘T’ number is, and What to include
on your to do list.
NEXT
STEP II
Now
that you have attended NEXT STEP I and have learned the basics of doing
business with the State – Let’s talk about contracts.
This workshop covers: Bid applications from the Department of
Treasury;
MEET
THE LENDERS ROUNDTABLE
Meet
the Lenders Roundtable is a great forum for Entrepreneurs to meet with
commercial loan officers from local banks and discuss their financing
needs.
You will have the opportunity to have a face to face with the
lenders and have them review a business plan executive summary and
financial projections for contents, form and feasibility.
BUILDING & FINANCING YOUR BUSINESS WITH THE SBA
This program is designed to provide individuals that are
in business or thinking of starting a business with information on the
business loan programs and technical assistance programs offered by the
SBA. Leading area bank lending
officers will also be on hand to discuss their role in the SBA's
Guaranteed Lending Program. Lenders
will discuss what goes into a good loan proposal, how to increase your
chances of getting a loan and how to get through the loan application
process.
CREDIT MANAGEMENT FOR ENTREPRENEURS
The importance of having a GOOD CREDIT RECORD cannot be
undersold especially when it comes to small business.
Access to financing is a critical factor in starting and growing a
successful business and your personal credit history is the most important
factor in the pursuit of loans and lines of credit.
This program will help you to understand your credit history as it
is reported by the credit bureaus and will provide the steps to repairing
your credit. The
two-hour workshop provides the tools you can use to get started now.
FINANCIAL & TECHNICAL ASSISTANCE FOR SMALL BUSINESS
This class covers the SBA’s Guaranteed Lending Program
in detail. The Gloucester
County Department of Economic Development will also be there to discuss
the various programs that they offer to small businesses and Cooperative
Business Assistance Corporation will discuss their Micro Loan Program.
NEW
JERSEY
DIVISION OF TAXATION’S SMALL BUSINESS TAX WORKSHOP
The
BASIC TRAINING FOR BUSINESS
Current economic, social and political decisions have
changed the way that individuals view their work-life-military career.
Many are asking the critical question – “If I must work, then
do I work for another or work for myself”.
The numbers of business failures, however, prove that it is not as
easy to run a successful business as it may seem.
In this seminar we will explore some of the pitfalls of starting a
business; the responsibilities of the owner and the resources available to
help make an informed decision.
BASIC
MARKETING PLAN
Covers the four major points of marketing: Product, Price,
Promotion, Place (Distribution) and how to use them to effectively build
your small business. This workshop will examine the components of the
marketing plan and discuss resources available to you to research you
target market
THE
BASICS OF BUYING, SELLING AND VALUING A BUSINESS
Explore the basic methods of valuing a business including balance sheet methods, net present value methods and industry “rules of thumb”, along with assumptions made by buyers and sellers in agreeing on a sale price. The basics of the business acquisition process will be discussed from both the buyer’s and seller’s perspective.
EXPORT
MANAGEMENT: BUSINESS DEVELOPMENT, LEGAL ISSUES AND FINANCING
Join us at this informative half-day seminar to learn
about all aspects of conducting international business.
Experts will address marketing and distribution, legal regulations,
letters of credit, and financing your export transactions.
Learn how the WTCGP, US Department of Commerce, US Small Business
Administration and other resources are available to help you get started.
Expand your company’s business and narrow the trade gap at the
same time. We will cover
everything you wanted to know about the basics of exporting!
REGIONAL
GOVERNMENT PROCUREMENT EXPO
Exhibitors, including federal and state government agencies, prime contractors, and service providers, will attract technically competent small businesses, minority-owned and women-owned businesses. They will identify areas where small businesses will have opportunities to supply goods and services. Small businesses will be able to explore government procurement through direct marketing, exchange of information, workshop attendance, and informal networking.
BUSINESS
OWNERS TOOLKIT - Info Power
You need to know the size and buying behavior of your
markets, build a business plan, identify and analyze your competition,
identify resources and contacts. No
need to flounder. Let an
expert researcher save you time and money by showing you how to
efficiently leverage thousands of dollars worth of library resources and
databases, local government organizations, and websites to find what you
need to know.
2005-2006 Entrepreneur
Seminar Series
"Start-up Business Legal Primer,"
Sept.
2005 through June 2006, from 11:30 a.m. to 2:30 p.m.; free luncheon
seminars in the Flaster/Greenberg Conference Center, presented by
attorneys at the
Scheduled
seminar dates for the Fall are:
Sept.
20, 2005 Oct. 18,
2005 Nov. 15, 2005
Dec. 13, 2005
Sample
Titles Include (Titles
for the previous dates have not been assigned, this is a sampling of
potential titles offered):
Choosing the Right Legal
Structure - Corporation, Sole Proprietorship, Partnership or LLC
Creating Partnership
Agreements that Work
Protecting the Front Lines -
First Hires, First Fires and Non-Compete Covenants
Location, Location, Location -
Negotiating Your Way to a Favorable Property Lease
Raise Start-Up Money - Finding
and Negotiating a Deal with Investors